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The goal is to make taxes easier, faster, and more digital, especially for small business owners and self-employed people.

Receiving a letter from HMRC can be worrying, but in most cases, it is simply a reminder of outstanding or upcoming tax obligations. It gives you time to get organised and avoid fines. Make sure you keep good financial records, check deadlines regularly, and seek help if you are unsure.

Since the property is transferred to the trust, it no longer forms part of your personal estate and, therefore, isn't subject to the same in